The Loan Estimate.  Replacer of the Good Faith Estimate and the Initial Truth-in-Lending Statement.  The Closing Disclosure.  Replacer of the HUD Settlement Statement and the final Truth-in-Lending Disclosure.  Consistency, conformity, and clarity.  That’s what these two critical tools in the mortgage loan originator’s toolbox deliver.  So how well do you know them?  Well, similar to how a physician needs to know how to properly use a tongue depressor, the NMLS National Exam requires you to be intimately familiar with these two critically important tools of your trade.  The TRID – Part II training video is just what the doctor ordered!