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FCRA and FACTA and FTC RED FLAGS, OH MY!
Did you know that Regulation V is the regulation under which the Fair Credit Reporting Act operates? And are you aware that the Fair and Accurate Credit Transactions Act, along with the FTC’s Red Flags Rule, are both components of FCRA? Hopefully, you are. But, if you’re not, you need this video! So what are the two things that every loan originator needs to legitimately access someone’s credit profile? Do you know what the difference is between a furnisher and a user? If you don’t, you want this video! FCRA is an extremely important regulation because of all that it does to protect consumers’ credit profiles and personal information. It’s also important to know because you’re going to be tested on it. Don’t hesitate! Buy this video today! Your NMLS Exam results are at stake!